Tip of the Week - Be safe while shopping online during Cyber Monday

SAFETY TIPS FOR CYBER MONDAY

PCI provides safety advice for both businessses and consumer to stay safe while shopping on the web

Property and Casualty Insurers Association of America urges customers to guard their identities, personal information, and businesses on Cyber Monday. Nearly 1/3 of cyber attacks aimed at businesses with 250 employees or smaller and 50% aimed at businesses with fewer than 25 employees.

For consumers / shoppers

1. 
   Confirm that the website is legitimate before you give out personal information.  
2. Look for indicators; “https,” rather than “http,” at the beginning of the URL on a checkout page Prevent access to bank accounts by using a credit card when purchasing online rather than a debit card. Credit cards usually have a limit on your liability for unauthorized transactions. Frequently reviewing bank statements for unauthorized charges is imperative, and report any unauthorized charges or discrepancies to the credit card company as soon as possible.
   

3. Use high-quality Internet security software for further protection against cybercrimes indicates that the site is secure. 

For business

1. Put appropriate security measures in place to protect customers’ personal information.
2. Make sure appropriate security software and firewalls are being utilized to protect against criminals hacking into the website.
3. In order to protect the customers and the business, test e-commerce mechanisms and confirm that everything is secure.
4. Confirm with third-party vendors that they have proper security measures in place, as well.

I hope you had a happy Thanksgiving holiday!

Barbara Hollis
Capital Insurance Agency of Raleigh, LLC
www.CIAR-info.com
919-685-2530