It is open enrollment time for
Medicare and ACA (Obamacare)!
Let's get our alphabets out of the way first
CMS - Centers for Medicare and Medicaid Services ESRD - End Stage Renal Disease
ACA - Affordable Care Act (Obamacare) FPL - Federal Poverty Level
CHIP - Children Health Insurance Program AGI - Adjusted Gross Income
HDHP - High Deductible Health Plan HRA - Health Re-imbursement Acct
APTC - Advance Premium Tax Credit FSA - Flexible Spending Account
Medicare:
Open enrollment runs from October 15, 2016 thru December 7, 2016
ACA/Marketplace Enrollment:
Open enrollment runs from November 1, 2016 thru January 31, 2017
DID YOU KNOW?
You could be penalized $695 by the IRS for not signing up for ACA!!
Please see the income guidelines below for the ACA
| FPL INCOME GUILDLINES | |||||
| family size | 100% | 133% | 138% | 250% | 400% |
| 1 | $11,880 | $15,800 | $16,400 | $29,700 | $47,550 |
| 2 | $16,020 | $21,300 | $22,100 | $40,050 | $64,100 |
| 3 | $20,160 | $26,800 | $27,800 | $50,400 | $84,650 |
| 4 | $24,300 | $32,300 | $33,600 | $60,750 | $97,200 |
| 5 | $28,440 | $37,850 | $39,250 | $71,100 | $113,800 |
| 6 | $32,570 | $43,318 | $44,946 | $81,425 | $130,280 |
| 7 | $36,730 | $48,850 | $50,700 | $91,850 | $146,900 |
| 8 | $40,890 | $54,400 | $56,450 | $102,250 | $160,550 |
add $4,160 for each family member over 8
Reach out to Healthcare.gov online
or
Call Healthcare.gov at 1-800-318-2596
Barbara Hollis
Capital Insurance Agency of Raleigh, LLC
www.CIAR-info.com
919-685-2530
