Tip of the Week - Halloween Trick or Treat

Here are a few things to keep in mind while celebrating Halloween!

I. Vandalized Vehicles
Your vehicle is more likely to be vandalized on Halloween than any other time according to the Insurance Institute for Highway Safety- IIHS.  It is a good idea to park in your garage to avoid this kind of claim.

II.  TP'd -toiled papered

On the eve of Halloween pranksters like to toilet paper trees.  Although your home owners insurance will help cover the clean up of this mess please DO NOT use fire to get rid of the toilet paper.  One family in Montgomery, AL used fire to get rid of the toilet paper according the Huffington Post. The family accidently burned down their home trying to clean up the toilet paper, see the details, click here.

III. Dog bites
Even though your best friend "Fido" is usual calm, laid-back, and easy going; he wouldn't hurt a flee; therefore you know he would never bit anyone.  Please keep in mind your dog may get excited when strangers come by especially children getting candy during Halloween.  Some experts say that your best friend could become stressed out during this time, and may possibly bite someone. Click here for some tips on how to avoid dog bites during Halloween.



IV. Burglary
Some of us will not give out any candy for Halloween, but instead go out to a movie to get away from all that Halloween fun.  Burglars take advantage of every opportunity presented.  With this in mind leave lights on while you are out on your getaway, give your home that I am at home look. To deter burglars.  The kids will get over the fact they walked up to get a treat only to get the trick that no one is at home. HAHA..


I hope you find this blog helpful


Barbara Hollis
Capital Insurance Agency of Raleigh, LLC
www.CIAR-info.com
919-685-2530